Financial Advice Items
Customers 'avoiding banks and heading online for advice'
Banking customers are more likely to head online than visit or contact their provider for financial advice, potentially due to a lack of useful documentation being available from banks.
Brits 'trading-off' to make savings
Brits are making the most their money by trading off expensive purchases for value for money. Research from first direct bank suggests supermarkets are the key place to save cash.
Would you listen to a message from your 35 year old self?
Research from Bright Grey has found that over-35s would give their 20 year old self some stern advice where their finances are concerned. Tips included paying more attention to debts, being clever with cash and starting a pension early.
Expensive cars top the list of financial regrets
While many are trying to save, some are chewing the fat of some of their past financial regrets, according to research from Skipton Financial Services. The company has released research that shows cars, gambling and dodgy investments top the list of financial regrets.
Growing your own vegetables using a growing bag
Trundling around the shops is bad enough as it is, without having to battle a middle-aged man with a chip on his shoulder for a bag of peppers. Using a growing bag to grow vegetables is a great way to cut costs and stay healthy.
Brits 'baffled by financial jargon'
Short-term lender Wonga.com has called for Brits to speak out about anything they do not understand when signing up for a financial product. Research from the company has found that many of have little knowledge of the terminology we deal with on a daily basis.
Call for financial teaching within schools
YouGov has called for the implementation of subjects that cover financial literacy in schools. Their research has found that many of us struggle to understand financial documents, which could be sending us towards trouble.
Households swimming against debt 'tide'
Households are working hard to cut spending and reduce debt, but are ‘swimming against a tide' of falling real incomes and the high cost of living, debt charity Consumer Credit Counselling Service has warned after releasing its annual statistics for the last year.
Money taboo ‘stops millions making the most of their cash’
A new poll by the Money Advice Service reveals just how squeamish we are when it comes to talking about finance – just nine per cent of the population would feel comfortable discussing their money situation with anyone.
Brits 'missing out on grandparents’ words of wisdom'
Many young Brits are missing out on financial advice from their grandparents, according to the latest savings survey data from NS&I. More than a third of those polled believe their grandparents are good financial role models.
Spread betting: What are the risks?
Spread betting can be a lucrative form of trading, but as with any investment there are risks associated with it and it is important to be aware of these before starting any form of financial betting.
A guide to understanding bridging loan rates
Bridging loans can be a useful way of meeting a number of financial aspirations; however, before you decide to take out any particular product it is crucial that you have a good understanding of the rates you will be charged.
The difference between bridging finance and bridging loans
If you're searching for an effective way of borrowing money quickly, you may wish to look into the range of bridging finance products available. However, when browsing the market you should not fall into the mistake of thinking bridging loans and bridging finance deals are the same thing. In fact, there are numerous differences between the two.
Advice on how to apply for bridging finance
A bridging loan can prove an extremely useful financial tool in order to help you buy a property as well as meeting other life aspirations.
What do you need to know to set up and manage a CFD trading account?
Setting up a Contracts for Difference (CFD) trading account is a relatively straightforward process, but there are a few things that you need to bear in mind when choosing a broker to work with, as well as considering how best to manage your investment activities.
Bridging loans: common questions and misconceptions
Bridging loans can be a useful way of accessing extra funds when you need them; however, before taking out this kind of credit you are likely to have lots of questions. Indeed, bridging finance often has misconceptions attached. So, to discover the ins and outs of such loans, read on.
The key benefits of spread betting
If you are looking for a way to invest privately across a wide range of markets then you may find that financial spread betting is a good option to consider.
What is a CFD?
Contracts for difference (CFDs) are one way in which traders can engage in speculation activity on the financial markets without having to purchase the shares, currency or commodity in question.
iPhone app tops 1,000 searches as Brits seek money advice
An iPhone application launched by advice website unbiased.co.uk to help consumers search for an independent financial adviser has been downloaded more than 500 times since it first appeared in the autumn of 2010.
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Tesco Bank cuts rates on personal loans
Tesco has slashed the interest rates on its personal loan range. Loans of between £5,000 and £7,499 have been cut from 8.3 per cent to 7.8 per cent gross/ AER, while amounts from £7,500 to £15,000 have been reduced from 6.1 per cent to six per cent. A guide to buying on finance
If you're considering buying something on finance then make sure you know all of the potential costs and benefits that it can bring. So, whether it's a brand new car or super soft sofa you want, make sure you're clued up on what it could set you back in the long run. |
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